Retirement Planning

Plan with Confidence

Retirement Strategies Tailored to Your Goals

We help individuals and families across Pittsburgh and Western Pennsylvania build retirement plans that reflect their goals-not generic calculators. Whether you're years from retirement or already there, we'll guide you through the key financial decisions that shape your future-like income strategies, Social Security timing, and investment withdrawals.


Our approach is realistic, long-term, and always focused on what works best for your life.

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Frequently Asked Questions

  • What does a retirement plan include?

    A retirement plan includes a review of your current savings, projected income needs, Social Security timing, investment strategy, and withdrawal plan. We also consider tax implications, legacy goals, and other factors that may impact your retirement lifestyle.

  • I already have a 401(k) or pension-do I still need a plan?

    Yes. Having a pension or retirement account is a great start, but it's not a complete plan. We help you understand how those benefits fit into your full financial picture, and whether they'll provide enough income to meet your goals.

  • Do you sell any retirement products or annuities?

    No. As a fiduciary, we never sell products or earn commissions. Our advice is completely independent and based solely on what's right for you.

  • Can you help with Roth conversions or Social Security timing?

    Absolutely. We regularly advise clients on tax-smart strategies like Roth conversions and help analyze the best time to begin collecting Social Security based on your unique situation.

  • Do you only work with clients in Pittsburgh?

    While most of our clients are based in the Pittsburgh area, we also work virtually with people who have Western Pennsylvania ties or who were referred to us from local families.

Retirement Planning That Grows With You

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Retirement Income Strategy

We help you build a reliable income plan by coordinating withdrawals from IRAs, 401(k)s, pensions, and other assets. Our goal is to make sure you don't outlive your savings-and that you can enjoy your retirement with clarity and confidence.

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Social Security & Medicare Timing

Deciding when to claim Social Security or enroll in Medicare can significantly impact your long-term plan. We help you evaluate your options, model different claiming ages, and make smart decisions based on your age, work history, and health care needs.

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Tax-Efficient Withdrawals & Roth Conversions

We guide you through tax-smart strategies like Roth conversions, required minimum distributions (RMDs), and withdrawal sequencing-so you keep more of what you've earned and avoid unnecessary surprises later on.

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Legacy Planning Coordination

While we don't draft legal documents, we'll help you organize your retirement plan to reflect your legacy goals. That includes reviewing beneficiary designations, coordinating with your estate attorney, and ensuring your accounts align with your wishes.

Get in Touch

Let's Talk About What's Next

If you're ready to take control of your retirement plan, we're here to help. Whether you have a handful of questions or want to build a full retirement roadmap, let's start with a simple conversation.